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The Retirement Huddle

Financial and retirement planning guidance with Mark Howard of the Howard Financial Group in Savannah.

Mark has almost three decades of experience in the financial industry, has been published in the Wall Street Journal, Barron's, South Magazine and several other publications. He has also been featured on the Savannah Morning News.

In addition to clients in Savannah, Mark also serves Hilton Head, Bluffton, Statesboro, and the rest of the Low Country.

To get your own Financial Game Plan, contact Mark today at 888-511-PLAN (7526) or go to

Sep 7, 2023

Social Security is a big part of what we discuss with clients on a daily basis because the majority of us will rely on this retirement benefit for income after we’ve stopped working. Despite its importance to planning, there’s a lot that the average person doesn’t know about Social Security.


Here’s some of what you’ll learn in this episode:

  • What are work credits and how many do you need?
  • Some of the rules surrounding spousal benefits and who might benefit.
  • The conditions for claiming benefits from your ex-spouse.
  • What is the earnings test and how does it tie into your benefits?
  • Your Social Security benefits can actually be garnished by the federal government.


Want to get in touch with Mark?