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The Retirement Huddle

Financial and retirement planning guidance with Mark Howard of the Howard Financial Group in Savannah.

Mark has almost three decades of experience in the financial industry, has been published in the Wall Street Journal, Barron's, South Magazine and several other publications. He has also been featured on the Savannah Morning News.

In addition to clients in Savannah, Mark also serves Hilton Head, Bluffton, Statesboro, and the rest of the Low Country.

To get your own Financial Game Plan, contact Mark today at 888-511-PLAN (7526) or go to HowardFinancialGroup.com.

  1. All Episodes
  2. Easy Ways To Ruin Retirement

Easy Ways To Ruin Retirement

Jul 16, 2026

Retirement is often treated like the finish line, but it’s really the start of a brand-new phase of life. In this episode, Mark walks through a few common assumptions that can make retirement more difficult than expected and reminds us that retirement takes more than simply reaching a number in your portfolio. A thoughtful plan can help you think through what life may look like after work and how your financial decisions may need to change along the way.

Here’s some of what we discuss in this episode:

🏁 Finish Line: Retirement is just a beginning

🧠 Mindset Shift: Problems may still exist

💵 Spending Habits: Expenses can look different after retirement

🚶 Stay Active: Health shapes retirement, invest in it

📉 Risk Changes: Investing may need adjustment

Want to get in touch with Mark? 

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526