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The Retirement Huddle

Financial and retirement planning guidance with Mark Howard of the Howard Financial Group in Savannah.

Mark has almost three decades of experience in the financial industry, has been published in the Wall Street Journal, Barron's, South Magazine and several other publications. He has also been featured on the Savannah Morning News.

In addition to clients in Savannah, Mark also serves Hilton Head, Bluffton, Statesboro, and the rest of the Low Country.

To get your own Financial Game Plan, contact Mark today at 888-511-PLAN (7526) or go to

Oct 6, 2022

Many of us get mental blocks from time to time. But did you know these blocks can also impact your financial planning?

We’ll explain what IKEA and bikes have to do with optimism and pessimism and why you might be handling your finances the wrong way.

What we discuss in this episode: 

  • How the “IKEA-effect” causes us to place a higher value on things we partially created ourselves. (1:00)
  • Why being extremely optimistic might be the wrong approach when it comes to your finances. (3:18)
  • How extreme pessimists sometimes have their assets in cash instead of investments and why that’s not a great idea. (4:49)

Read more and get additional financial resources here: