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The Retirement Huddle

Financial and retirement planning guidance with Mark Howard of the Howard Financial Group in Savannah.

Mark has almost three decades of experience in the financial industry, has been published in the Wall Street Journal, Barron's, South Magazine and several other publications. He has also been featured on the Savannah Morning News.

In addition to clients in Savannah, Mark also serves Hilton Head, Bluffton, Statesboro, and the rest of the Low Country.

To get your own Financial Game Plan, contact Mark today at 888-511-PLAN (7526) or go to

Oct 20, 2022

We’re opening up the mailbag today to answer your questions. We got a lot of good feedback and had some interesting questions come in.

On today’s show, we’ll share whether you should have a budget when you retire and live on a fixed income, whether ETFs are better than mutual funds, and more.

What we discuss in this episode: 

  • Julie is planning to retire and wonders if she needs to start budgeting. (0:50)
  • Tim wonders whether ETFs are better than mutual funds since the fees are lower. (3:17)
  • Mac’s son just graduated from college. His grandmother gave him $10,000 to invest, and they need some advice. (7:10)

Read more and get additional financial resources here: