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The Retirement Huddle

Financial and retirement planning guidance with Mark Howard of the Howard Financial Group in Savannah.

Mark has almost three decades of experience in the financial industry, has been published in the Wall Street Journal, Barron's, South Magazine and several other publications. He has also been featured on the Savannah Morning News.

In addition to clients in Savannah, Mark also serves Hilton Head, Bluffton, Statesboro, and the rest of the Low Country.

To get your own Financial Game Plan, contact Mark today at 888-511-PLAN (7526) or go to

Jul 16, 2020

Everyone gets tripped up by mistakes in retirement planning and sometimes they’re unavoidable. But many times we see pre-retirees make bad decisions that hurt their financial future and they could have steered clear of these with a little assistance. Let’s look at the classic mistakes that we see before answering a few mailbag questions.


Read more and get additional financial resources here: 


Today's show schedule: 

0:59 – Investing at age 59 the same way you’re investing at 39.

2:42 – Starting Social Security without a plan.

3:58 – Focusing on tax preparation but not tax planning.

4:57 – Assuming that most of your retirement healthcare needs will be met by Medicare.

5:51 – Taking on additional risk to try and make up for lost time.

6:43 – Mailbag Question: Is it better to work with an advisor that charges an hourly fee or someone who charges a management fees based on percentage of assets?

8:08 – Mailbag Question: Is it a good idea to avoid IRA withdrawals this year and live off Social Security and bank account to avoid paying any taxes?

9:26 – Mailbag Question: I’m nervous about how much money I have in the market. How much should I have in my 50s?