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The Retirement Huddle

Financial and retirement planning guidance with Mark Howard of the Howard Financial Group in Savannah.

Mark has almost three decades of experience in the financial industry, has been published in the Wall Street Journal, Barron's, South Magazine and several other publications. He has also been featured on the Savannah Morning News.

In addition to clients in Savannah, Mark also serves Hilton Head, Bluffton, Statesboro, and the rest of the Low Country.

To get your own Financial Game Plan, contact Mark today at 888-511-PLAN (7526) or go to HowardFinancialGroup.com.

  1. All Episodes
  2. Mailbag: DIY Financial Planning, Stock Picking and Taking Risk

Mailbag: DIY Financial Planning, Stock Picking and Taking Risk

Dec 31, 2025

In this special Mailbag episode, Mark responds to real listener questions that get to the heart of retirement planning. The conversation explores how risk changes in retirement, why income reliability matters more than market timing, and how to balance financial efficiency with peace of mind. Mark also explains why working with the right advisor can add value even when you feel financially secure.

Here’s some of what we discuss in this episode:

🧭 Advisor Value: The benefits of clarity and guidance

⏱️ Early Retirement: Income reliability vs. market timing

🛡️ Risk Management: Protecting your assets over time

💰 Emergency Funds: Safety, risk management, and peace of mind

Want to get in touch with Mark? 

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526