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The Retirement Huddle

Financial and retirement planning guidance with Mark Howard of the Howard Financial Group in Savannah.

Mark has almost three decades of experience in the financial industry, has been published in the Wall Street Journal, Barron's, South Magazine and several other publications. He has also been featured on the Savannah Morning News.

In addition to clients in Savannah, Mark also serves Hilton Head, Bluffton, Statesboro, and the rest of the Low Country.

To get your own Financial Game Plan, contact Mark today at 888-511-PLAN (7526) or go to

Nov 16, 2023

What can our favorite cereals teach us about financial planning? Much like selecting cereal, choosing financial products involves a myriad of options, each with its own set of benefits and drawbacks. From healthy and sensible choices to the flashy and appealing, Mark and Ron draw parallels between cereal selection and financial decision-making in today’s episode.


Here’s some of what we discuss in this episode:

  • Fruity Pebbles: Risky financial choices such as overloading a portfolio with gold, crypto, or retiring early without proper planning
  • Raisin Bran: Seemingly healthy financial choices like whole life insurance and starting Social Security early, which may not be as beneficial upon closer examination
  • Sprouted Brown Rice Cacao Crisps: Less exciting but effective financial strategies such as long-term market investments, term life insurance, and low-risk guaranteed income strategies
  • Frosted Flakes: Financial products endorsed by mascots or celebrities + the importance of choosing trustworthy and reliable financial sources


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